Today, Lutz is known as perhaps one of the last places in the Tampa Bay area where you can still find a non-subdivision home on acreage. The land is a patchwork of farmland with grazing cattle and romping horses, small citrus groves, established tree-lined communities with their own histories…and subdivisions—lots of subdivisions. As for properties…what’s your pleasure? Properties in Lutz range in value anywhere from $100,000 for starter or older homes up to the multiple-millions for gated estates like Avila and Cheval. Another notable community is Villarosa. Sinkholes in the area tend to push insurance prices up a bit, but insurance in Lutz is still considered reasonable compared to the rest of the Bay area. The median price for a 2-bedroom home is right around $190,000; make that $385,000 for a 4-bedroom.